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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,647 | $201,344-45.5% | $184,243-40.5% | $145,877-24.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 18.93% | 29.01%-10.1pp | 28.82%-9.9pp | 551.28%-532.3pp |
| Employer contribution / active EE | $15,755 | $7,022+124.4% | $6,427+145.1% | $4,663+237.9% |
| Participant deferral / active EE | $17,133 | $9,807+74.7% | $9,132+87.6% | $6,691+156.1% |
| Admin fee / account holder | $3,533 | $16,382-78.4% | $13,914-74.6% | $13,402-73.6% |