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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,840 | $59,440-54.8% | $78,004-65.6% | $82,637-67.5% |
| Participation rate | 100.0% | 62.8%+37.2pp | 69.4%+30.6pp | 68.1%+31.9pp |
| Annual return | 127.77% | 40.24%+87.5pp | 31.07%+96.7pp | 53.51%+74.3pp |
| Employer contribution / active EE | $5,323 | $1,750+204.1% | $2,469+115.6% | $2,552+108.6% |
| Participant deferral / active EE | $7,022 | $3,138+123.8% | $4,092+71.6% | $4,126+70.2% |
| Admin fee / account holder | $5,029 | $5,504-8.6% | $7,578-33.6% | $7,339-31.5% |