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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,885 | $155,555-80.8% | $146,866-79.7% | $155,188-80.7% |
| Participation rate | 88.2% | 84.0%+4.3pp | 82.5%+5.7pp | 80.8%+7.4pp |
| Annual return | 25.71% | 115.41%-89.7pp | 102.85%-77.1pp | 148.84%-123.1pp |
| Employer contribution / active EE | $5,498 | $4,647+18.3% | $4,425+24.3% | $4,248+29.4% |
| Participant deferral / active EE | $6,996 | $8,044-13.0% | $7,759-9.8% | $6,531+7.1% |
| Admin fee / account holder | $819 | $14,755-94.4% | $13,620-94.0% | $14,480-94.3% |