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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,885 | $156,398-80.9% | $147,318-79.7% | $138,895-78.5% |
| Participation rate | 88.2% | 83.8%+4.5pp | 82.1%+6.2pp | 79.9%+8.3pp |
| Annual return | 25.71% | 78.75%-53.0pp | 70.43%-44.7pp | 145.39%-119.7pp |
| Employer contribution / active EE | $5,498 | $4,853+13.3% | $4,593+19.7% | $4,194+31.1% |
| Participant deferral / active EE | $6,996 | $8,237-15.1% | $7,906-11.5% | $6,396+9.4% |
| Admin fee / account holder | $819 | $14,976-94.5% | $13,708-94.0% | $12,562-93.5% |