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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,130 | $86,938-6.7% | $102,423-20.8% | $80,925+0.3% |
| Participation rate | 77.9% | 72.4%+5.5pp | 76.5%+1.4pp | 67.7%+10.2pp |
| Annual return | 11.20% | 18.89%-7.7pp | 29.42%-18.2pp | 35.65%-24.4pp |
| Employer contribution / active EE | $1,611 | $2,369-32.0% | $3,023-46.7% | $2,756-41.5% |
| Participant deferral / active EE | $6,948 | $4,120+68.6% | $5,054+37.5% | $4,299+61.6% |
| Admin fee / account holder | $5,025 | $8,053-37.6% | $9,455-46.8% | $6,940-27.6% |