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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,130 | $86,940-6.7% | $102,434-20.8% | $80,935+0.2% |
| Participation rate | 77.9% | 72.4%+5.5pp | 76.5%+1.4pp | 67.7%+10.2pp |
| Annual return | 11.20% | 18.89%-7.7pp | 29.46%-18.3pp | 35.66%-24.5pp |
| Employer contribution / active EE | $1,611 | $2,370-32.0% | $3,023-46.7% | $2,757-41.5% |
| Participant deferral / active EE | $6,948 | $4,121+68.6% | $5,055+37.4% | $4,299+61.6% |
| Admin fee / account holder | $5,025 | $8,047-37.6% | $9,462-46.9% | $6,924-27.4% |