See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 3-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $2,292 |
CERITY PARTNERS2 years Filed as: CERITY PARTNERS RETIREMENT Service code 26 · EIN 35-2467663 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,481 | $79,184-42.6% | $102,438-55.6% | $74,546-39.0% |
| Participation rate | 93.9% | 74.8%+19.2pp | 76.5%+17.4pp | 67.2%+26.7pp |
| Annual return | 14.28% | 54.95%-40.7pp | 29.37%-15.1pp | 1366.03%-1351.8pp |
| Employer contribution / active EE | $1,478 | $2,362-37.4% | $3,024-51.1% | $2,624-43.7% |
| Participant deferral / active EE | $3,870 | $4,414-12.3% | $5,054-23.4% | $4,347-11.0% |
| Admin fee / account holder | $309 | $2,001-84.6% | $9,448-96.7% | $1,944-84.1% |