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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,911 | $88,778-73.1% | $81,844-70.8% | $145,884-83.6% |
| Participation rate | 44.4% | 75.1%-30.6pp | 72.4%-27.9pp | 80.3%-35.9pp |
| Annual return | 11.16% | 1033.03%-1021.9pp | 778.87%-767.7pp | 551.85%-540.7pp |
| Employer contribution / active EE | $600 | $3,087-80.6% | $2,916-79.4% | $4,662-87.1% |
| Participant deferral / active EE | $1,005 | $4,648-78.4% | $4,323-76.7% | $6,690-85.0% |
| Admin fee / account holder | $8,902 | $8,430+5.6% | $7,355+21.0% | $13,392-33.5% |