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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,261 | $81,276+56.6% | $155,574-18.2% | $80,925+57.3% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.39% | 33.36%-24.0pp | 64.87%-55.5pp | 35.65%-26.3pp |
| Employer contribution / active EE | $6,220 | $3,103+100.5% | $4,676+33.0% | $2,756+125.7% |
| Participant deferral / active EE | $6,631 | $3,453+92.1% | $5,629+17.8% | $4,299+54.3% |
| Admin fee / account holder | $2,368 | $7,993-70.4% | $15,914-85.1% | $6,940-65.9% |