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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,261 | $81,233+56.7% | $155,567-18.2% | $80,874+57.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 9.39% | 33.33%-23.9pp | 64.74%-55.3pp | 35.62%-26.2pp |
| Employer contribution / active EE | $6,220 | $3,101+100.6% | $4,674+33.1% | $2,756+125.7% |
| Participant deferral / active EE | $6,631 | $3,452+92.1% | $5,628+17.8% | $4,297+54.3% |
| Admin fee / account holder | $2,368 | $7,998-70.4% | $15,916-85.1% | $6,935-65.9% |