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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,366 | $58,057-77.0% | $97,032-86.2% | $86,983-84.6% |
| Participation rate | 93.5% | 60.4%+33.2pp | 71.6%+22.0pp | 69.5%+24.0pp |
| Annual return | 48.32% | 22.26%+26.1pp | 35.38%+12.9pp | 25.83%+22.5pp |
| Employer contribution / active EE | $2,822 | $1,663+69.6% | $2,629+7.3% | $2,584+9.2% |
| Participant deferral / active EE | $3,334 | $3,244+2.8% | $4,672-28.7% | $4,194-20.5% |
| Admin fee / account holder | $309 | $4,839-93.6% | $9,418-96.7% | $7,856-96.1% |