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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,091 | $227,291-63.9% | $214,702-61.8% | $155,188-47.1% |
| Participation rate | 50.0% | 88.0%-38.0pp | 87.5%-37.5pp | 80.8%-30.8pp |
| Annual return | 21.30% | 60.08%-38.8pp | 54.55%-33.3pp | 148.84%-127.5pp |
| Employer contribution / active EE | $2,006 | $6,772-70.4% | $6,461-69.0% | $4,248-52.8% |
| Participant deferral / active EE | $9,181 | $9,582-4.2% | $9,147+0.4% | $6,531+40.6% |
| Admin fee / account holder | $6,566 | $20,413-67.8% | $19,830-66.9% | $14,480-54.7% |