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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,091 | $212,386-61.3% | $199,883-58.9% | $138,895-40.9% |
| Participation rate | 50.0% | 87.4%-37.4pp | 86.8%-36.8pp | 79.9%-29.9pp |
| Annual return | 21.30% | 47.75%-26.4pp | 43.81%-22.5pp | 145.39%-124.1pp |
| Employer contribution / active EE | $2,006 | $6,625-69.7% | $6,261-68.0% | $4,194-52.2% |
| Participant deferral / active EE | $9,181 | $9,617-4.5% | $9,138+0.5% | $6,396+43.5% |
| Admin fee / account holder | $6,566 | $18,233-64.0% | $17,268-62.0% | $12,562-47.7% |