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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,825 | $154,228-78.7% | $145,433-77.4% | $137,256-76.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.05% | 74.59%-60.5pp | 66.58%-52.5pp | 220.34%-206.3pp |
| Employer contribution / active EE | $4,838 | $4,804+0.7% | $4,554+6.2% | $4,156+16.4% |
| Participant deferral / active EE | $1,286 | $8,216-84.4% | $7,897-83.7% | $6,407-79.9% |
| Admin fee / account holder | $8,048 | $14,344-43.9% | $13,129-38.7% | $12,270-34.4% |