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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,378 | $172,111-81.8% | $150,298-79.1% | $137,256-77.1% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 20.15% | 69.37%-49.2pp | 62.79%-42.6pp | 220.34%-200.2pp |
| Employer contribution / active EE | $2,868 | $4,636-38.1% | $4,154-31.0% | $4,156-31.0% |
| Participant deferral / active EE | $5,557 | $6,166-9.9% | $5,453+1.9% | $6,407-13.3% |
| Admin fee / account holder | $4,551 | $16,471-72.4% | $14,116-67.8% | $12,270-62.9% |