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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,128 | $181,062-72.3% | $158,223-68.3% | $155,188-67.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 21.01% | 57.39%-36.4pp | 52.09%-31.1pp | 148.84%-127.8pp |
| Employer contribution / active EE | $6,420 | $4,565+40.6% | $4,109+56.3% | $4,248+51.1% |
| Participant deferral / active EE | $15,667 | $6,134+155.4% | $5,467+186.6% | $6,531+139.9% |
| Admin fee / account holder | $349 | $18,825-98.1% | $16,047-97.8% | $14,480-97.6% |