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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,194 | $172,111-76.6% | $150,298-73.3% | $137,256-70.7% |
| Participation rate | 62.5% | 81.7%-19.2pp | 77.8%-15.3pp | 80.0%-17.5pp |
| Annual return | 16.53% | 69.37%-52.8pp | 62.79%-46.3pp | 220.34%-203.8pp |
| Employer contribution / active EE | $6,333 | $4,636+36.6% | $4,154+52.4% | $4,156+52.4% |
| Participant deferral / active EE | $11,775 | $6,166+91.0% | $5,453+115.9% | $6,407+83.8% |
| Admin fee / account holder | $24,125 | $16,471+46.5% | $14,116+70.9% | $12,270+96.6% |