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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,238 | $183,516+0.9% | $155,534+19.1% | $145,884+27.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.70% | 61.43%-50.7pp | 64.92%-54.2pp | 551.85%-541.2pp |
| Employer contribution / active EE | $2,915 | $5,315-45.2% | $4,675-37.7% | $4,662-37.5% |
| Participant deferral / active EE | $0 | $6,467-100.0% | $5,630-100.0% | $6,690-100.0% |
| Admin fee / account holder | $1,642 | $19,293-91.5% | $15,900-89.7% | $13,392-87.7% |