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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,546 | $101,795-64.1% | $165,100-77.9% | $80,959-54.9% |
| Participation rate | 96.4% | 71.8%+24.6pp | 78.6%+17.8pp | 67.7%+28.8pp |
| Annual return | 77.15% | 16.73%+60.4pp | 70.21%+6.9pp | 35.67%+41.5pp |
| Employer contribution / active EE | $5,073 | $2,954+71.7% | $4,348+16.7% | $2,757+84.0% |
| Participant deferral / active EE | $7,209 | $4,476+61.1% | $6,035+19.4% | $4,300+67.6% |
| Admin fee / account holder | $1,168 | $8,221-85.8% | $12,696-90.8% | $6,925-83.1% |