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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,546 | $101,778-64.1% | $164,975-77.8% | $80,925-54.8% |
| Participation rate | 96.4% | 71.8%+24.6pp | 78.6%+17.8pp | 67.7%+28.8pp |
| Annual return | 77.15% | 16.73%+60.4pp | 70.12%+7.0pp | 35.65%+41.5pp |
| Employer contribution / active EE | $5,073 | $2,954+71.7% | $4,343+16.8% | $2,756+84.0% |
| Participant deferral / active EE | $7,209 | $4,477+61.0% | $6,033+19.5% | $4,299+67.7% |
| Admin fee / account holder | $1,168 | $8,221-85.8% | $12,688-90.8% | $6,940-83.2% |