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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,123 | $174,379+32.0% | $152,093+51.3% | $138,895+65.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 410.26% | 74.86%+335.4pp | 66.36%+343.9pp | 145.39%+264.9pp |
| Employer contribution / active EE | $3,565 | $4,652-23.4% | $4,175-14.6% | $4,194-15.0% |
| Participant deferral / active EE | $16,499 | $6,159+167.9% | $5,451+202.6% | $6,396+157.9% |
| Admin fee / account holder | $2,660 | $16,880-84.2% | $14,497-81.7% | $12,562-78.8% |