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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,634 | $102,422-77.9% | $147,117-84.6% | $80,959-72.0% |
| Participation rate | 71.4% | 75.9%-4.4pp | 82.2%-10.8pp | 67.7%+3.8pp |
| Annual return | 108.33% | 135.16%-26.8pp | 420.54%-312.2pp | 35.67%+72.7pp |
| Employer contribution / active EE | $2,682 | $3,717-27.8% | $4,932-45.6% | $2,757-2.7% |
| Participant deferral / active EE | $4,164 | $6,652-37.4% | $8,065-48.4% | $4,300-3.2% |
| Admin fee / account holder | $483 | $7,953-93.9% | $12,993-96.3% | $6,925-93.0% |