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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,634 | $102,429-77.9% | $147,096-84.6% | $80,925-72.0% |
| Participation rate | 71.4% | 75.9%-4.4pp | 82.2%-10.8pp | 67.7%+3.8pp |
| Annual return | 108.33% | 135.02%-26.7pp | 419.75%-311.4pp | 35.65%+72.7pp |
| Employer contribution / active EE | $2,682 | $3,716-27.8% | $4,936-45.7% | $2,756-2.7% |
| Participant deferral / active EE | $4,164 | $6,649-37.4% | $8,071-48.4% | $4,299-3.1% |
| Admin fee / account holder | $483 | $7,957-93.9% | $13,005-96.3% | $6,940-93.0% |