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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,774 | $183,539-85.4% | $155,556-82.8% | $145,897-81.6% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | 14.84% | 61.31%-46.5pp | 64.84%-50.0pp | 552.29%-537.4pp |
| Employer contribution / active EE | $1,335 | $5,315-74.9% | $4,675-71.4% | $4,663-71.4% |
| Participant deferral / active EE | $4,671 | $6,467-27.8% | $5,631-17.0% | $6,689-30.2% |
| Admin fee / account holder | $32 | $19,275-99.8% | $15,885-99.8% | $13,390-99.8% |