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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,234 | $102,609-82.2% | $98,090-81.4% | $138,895-86.9% |
| Participation rate | 60.0% | 82.8%-22.8pp | 81.5%-21.5pp | 79.9%-19.9pp |
| Annual return | 18.78% | 36.44%-17.7pp | 37.05%-18.3pp | 145.39%-126.6pp |
| Employer contribution / active EE | $2,110 | $3,867-45.4% | $3,606-41.5% | $4,194-49.7% |
| Participant deferral / active EE | $2,557 | $8,167-68.7% | $7,845-67.4% | $6,396-60.0% |
| Admin fee / account holder | $6,430 | $11,434-43.8% | $11,815-45.6% | $12,562-48.8% |