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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,751 | $114,119-95.0% | $107,187-94.6% | $138,895-95.9% |
| Participation rate | 78.6% | 78.1%+0.5pp | 75.0%+3.6pp | 79.9%-1.3pp |
| Annual return | 20.18% | 273.21%-253.0pp | 204.55%-184.4pp | 145.39%-125.2pp |
| Employer contribution / active EE | $1,036 | $4,059-74.5% | $3,782-72.6% | $4,194-75.3% |
| Participant deferral / active EE | $1,648 | $5,538-70.2% | $5,096-67.7% | $6,396-74.2% |
| Admin fee / account holder | $1,187 | $10,024-88.2% | $9,162-87.0% | $12,562-90.5% |