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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,790 | $69,118-77.2% | $53,647-70.6% | $138,895-88.6% |
| Participation rate | 100.0% | 64.0%+36.0pp | 56.3%+43.7pp | 79.9%+20.1pp |
| Annual return | 18.16% | 248.26%-230.1pp | 358.33%-340.2pp | 145.39%-127.2pp |
| Employer contribution / active EE | $2,880 | $1,189+142.1% | $962+199.4% | $4,194-31.3% |
| Participant deferral / active EE | $2,880 | $2,274+26.6% | $1,813+58.8% | $6,396-55.0% |
| Admin fee / account holder | $928 | $2,724-65.9% | $2,460-62.3% | $12,562-92.6% |