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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,641 | $68,878+1.1% | $120,574-42.2% | $80,935-14.0% |
| Participation rate | 100.0% | 61.7%+38.3pp | 71.9%+28.1pp | 67.7%+32.3pp |
| Annual return | 10.45% | 23.67%-13.2pp | 107.42%-97.0pp | 35.66%-25.2pp |
| Employer contribution / active EE | $3,730 | $2,065+80.6% | $3,471+7.5% | $2,757+35.3% |
| Participant deferral / active EE | $5,723 | $3,189+79.5% | $4,996+14.5% | $4,299+33.1% |
| Admin fee / account holder | $895 | $5,782-84.5% | $9,445-90.5% | $6,924-87.1% |