Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,143 | $77,962-40.8% | $178,540-74.2% | $80,935-43.0% |
| Participation rate | 58.1% | 65.7%-7.6pp | 77.1%-19.0pp | 67.7%-9.6pp |
| Annual return | 12.79% | 18.10%-5.3pp | 27.15%-14.4pp | 35.66%-22.9pp |
| Employer contribution / active EE | $0 | $2,280-100.0% | $3,953-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,221 | $4,404-26.9% | $6,281-48.7% | $4,299-25.1% |
| Admin fee / account holder | $1,040 | $7,156-85.5% | $10,424-90.0% | $6,924-85.0% |