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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,516 | $183,627-8.8% | $155,602+7.7% | $145,978+14.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.48% | 61.32%-50.8pp | 64.81%-54.3pp | 550.52%-540.0pp |
| Employer contribution / active EE | $4,182 | $5,316-21.3% | $4,675-10.5% | $4,662-10.3% |
| Participant deferral / active EE | $5,314 | $6,466-17.8% | $5,629-5.6% | $6,690-20.6% |
| Admin fee / account holder | $997 | $19,327-94.8% | $15,923-93.7% | $13,400-92.6% |