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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,448 | $46,464+34.4% | $150,298-58.5% | $79,634-21.6% |
| Participation rate | 26.7% | 57.0%-30.3pp | 77.8%-51.1pp | 62.5%-35.8pp |
| Annual return | 14.84% | 27.89%-13.1pp | 62.79%-47.9pp | 36.46%-21.6pp |
| Employer contribution / active EE | $568 | $1,512-62.4% | $4,154-86.3% | $2,529-77.5% |
| Participant deferral / active EE | $1,547 | $2,157-28.3% | $5,453-71.6% | $3,835-59.6% |
| Admin fee / account holder | $8,928 | $891+902.3% | $14,116-36.8% | $1,002+791.1% |