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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $524,095 | $99,380+427.4% | $90,312+480.3% | $155,188+237.7% |
| Participation rate | 100.0% | 77.3%+22.7pp | 72.9%+27.1pp | 80.8%+19.2pp |
| Annual return | 13.40% | 19.35%-5.9pp | 18.90%-5.5pp | 148.84%-135.4pp |
| Employer contribution / active EE | $13,727 | $2,390+474.4% | $2,243+512.1% | $4,248+223.2% |
| Participant deferral / active EE | $16,355 | $4,212+288.3% | $3,749+336.2% | $6,531+150.4% |
| Admin fee / account holder | $2,521 | $9,766-74.2% | $8,248-69.4% | $14,480-82.6% |