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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,682 | $183,516-12.4% | $155,534+3.3% | $145,884+10.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 5.52% | 61.43%-55.9pp | 64.92%-59.4pp | 551.85%-546.3pp |
| Employer contribution / active EE | $6,901 | $5,315+29.8% | $4,675+47.6% | $4,662+48.0% |
| Participant deferral / active EE | $9,201 | $6,467+42.3% | $5,630+63.4% | $6,690+37.5% |
| Admin fee / account holder | $1,508 | $19,293-92.2% | $15,900-90.5% | $13,392-88.7% |