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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,704 | $183,539-38.0% | $155,556-26.9% | $145,897-22.1% |
| Participation rate | 95.5% | 82.7%+12.7pp | 78.2%+17.2pp | 80.3%+15.1pp |
| Annual return | 13.17% | 61.31%-48.1pp | 64.84%-51.7pp | 552.29%-539.1pp |
| Employer contribution / active EE | $5,259 | $5,315-1.1% | $4,675+12.5% | $4,663+12.8% |
| Participant deferral / active EE | $3,455 | $6,467-46.6% | $5,631-38.6% | $6,689-48.4% |
| Admin fee / account holder | $14,207 | $19,275-26.3% | $15,885-10.6% | $13,390+6.1% |