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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,070 | $160,028-5.6% | $147,080+2.7% | $145,884+3.6% |
| Participation rate | 82.4% | 84.0%-1.7pp | 82.2%+0.2pp | 80.3%+2.1pp |
| Annual return | 17.19% | 98.60%-81.4pp | 420.17%-403.0pp | 551.85%-534.7pp |
| Employer contribution / active EE | $4,676 | $5,286-11.5% | $4,933-5.2% | $4,662+0.3% |
| Participant deferral / active EE | $10,645 | $8,422+26.4% | $8,066+32.0% | $6,690+59.1% |
| Admin fee / account holder | $1,600 | $15,030-89.4% | $12,989-87.7% | $13,392-88.1% |