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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,464 | $156,398+16.0% | $147,318+23.2% | $138,895+30.6% |
| Participation rate | 93.8% | 83.8%+10.0pp | 82.1%+11.7pp | 79.9%+13.8pp |
| Annual return | 15.77% | 78.75%-63.0pp | 70.43%-54.7pp | 145.39%-129.6pp |
| Employer contribution / active EE | $7,618 | $4,853+57.0% | $4,593+65.9% | $4,194+81.6% |
| Participant deferral / active EE | $12,562 | $8,237+52.5% | $7,906+58.9% | $6,396+96.4% |
| Admin fee / account holder | $4,442 | $14,976-70.3% | $13,708-67.6% | $12,562-64.6% |