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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SVCS Service code 15 · EIN 01-0233346 | Recordkeeping | $130,551 |
MERCER6 years Filed as: MERCER INVESTMENT MANAGEMENT Service code 27 · EIN 30-0282430 | Advisory (Plan) | $41,588 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,100 | $31,741-55.6% | $56,033-74.8% | $199,960-92.9% |
| Participation rate | 90.7% | 32.3%+58.4pp | 52.5%+38.2pp | 72.0%+18.7pp |
| Annual return | 12.23% | 14.72%-2.5pp | 1711.38%-1699.1pp | 34.28%-22.1pp |
| Employer contribution / active EE | $365 | $508-28.0% | $1,041-64.9% | $3,036-88.0% |
| Participant deferral / active EE | $1,860 | $1,184+57.1% | $1,954-4.8% | $5,087-63.4% |
| Admin fee / account holder | $133 | $426-68.9% | $2,827-95.3% | $269-50.7% |