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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,145 | $117,846-54.1% | $102,434-47.1% | $145,884-62.9% |
| Participation rate | 95.8% | 78.6%+17.2pp | 76.5%+19.3pp | 80.3%+15.5pp |
| Annual return | 16.53% | 31.90%-15.4pp | 29.46%-12.9pp | 551.85%-535.3pp |
| Employer contribution / active EE | $4,073 | $3,615+12.7% | $3,023+34.7% | $4,662-12.6% |
| Participant deferral / active EE | $7,397 | $5,733+29.0% | $5,055+46.3% | $6,690+10.6% |
| Admin fee / account holder | $2,530 | $13,356-81.1% | $9,462-73.3% | $13,392-81.1% |