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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,988 | $114,119+84.0% | $107,187+95.9% | $138,895+51.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 17.07% | 273.21%-256.1pp | 204.55%-187.5pp | 145.39%-128.3pp |
| Employer contribution / active EE | $9,103 | $4,059+124.3% | $3,782+140.7% | $4,194+117.0% |
| Participant deferral / active EE | $9,746 | $5,538+76.0% | $5,096+91.2% | $6,396+52.4% |
| Admin fee / account holder | $1,606 | $10,024-84.0% | $9,162-82.5% | $12,562-87.2% |