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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,364 | $111,814-87.2% | $103,374-86.1% | $145,959-90.2% |
| Participation rate | 95.5% | 77.9%+17.5pp | 74.5%+20.9pp | 80.3%+15.2pp |
| Annual return | 6.61% | 24.77%-18.2pp | 24.89%-18.3pp | 561.95%-555.3pp |
| Employer contribution / active EE | $4,628 | $4,214+9.8% | $3,869+19.6% | $4,661-0.7% |
| Participant deferral / active EE | $4,787 | $5,618-14.8% | $5,058-5.3% | $6,689-28.4% |
| Admin fee / account holder | $1,102 | $9,754-88.7% | $8,394-86.9% | $13,398-91.8% |