Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,598 | $81,504-47.7% | $102,437-58.4% | $80,959-47.4% |
| Participation rate | 28.9% | 66.9%-37.9pp | 74.5%-45.6pp | 67.7%-38.7pp |
| Annual return | 12.22% | 25.60%-13.4pp | 24.95%-12.7pp | 35.67%-23.5pp |
| Employer contribution / active EE | $743 | $3,104-76.1% | $3,871-80.8% | $2,757-73.0% |
| Participant deferral / active EE | $2,288 | $3,871-40.9% | $5,060-54.8% | $4,300-46.8% |
| Admin fee / account holder | $3,196 | $6,719-52.4% | $8,388-61.9% | $6,925-53.9% |