Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,846 | $110,410+43.0% | $102,437+54.1% | $145,897+8.2% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 7.31% | 24.85%-17.5pp | 24.95%-17.6pp | 552.29%-545.0pp |
| Employer contribution / active EE | $1,444 | $4,217-65.8% | $3,871-62.7% | $4,663-69.0% |
| Participant deferral / active EE | $4,064 | $5,622-27.7% | $5,060-19.7% | $6,689-39.2% |
| Admin fee / account holder | $22,136 | $9,745+127.1% | $8,388+163.9% | $13,390+65.3% |