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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,566 | $81,358+7.6% | $155,556-43.7% | $80,959+8.2% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.22% | 33.39%-24.2pp | 64.84%-55.6pp | 35.67%-26.5pp |
| Employer contribution / active EE | $9,224 | $3,106+196.9% | $4,675+97.3% | $2,757+234.5% |
| Participant deferral / active EE | $7,155 | $3,455+107.1% | $5,631+27.1% | $4,300+66.4% |
| Admin fee / account holder | $108,317 | $7,994+1255.0% | $15,885+581.9% | $6,925+1464.1% |