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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,452 | $99,875+157.8% | $146,866+75.3% | $86,983+196.0% |
| Participation rate | 98.5% | 75.8%+22.7pp | 82.5%+16.0pp | 69.5%+28.9pp |
| Annual return | 15.25% | 28.10%-12.8pp | 102.85%-87.6pp | 25.83%-10.6pp |
| Employer contribution / active EE | $6,738 | $3,224+109.0% | $4,425+52.3% | $2,584+160.7% |
| Participant deferral / active EE | $9,782 | $6,322+54.7% | $7,759+26.1% | $4,194+133.2% |
| Admin fee / account holder | $3,126 | $7,838-60.1% | $13,620-77.0% | $7,856-60.2% |