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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,452 | $106,524+141.7% | $152,301+69.0% | $87,485+194.3% |
| Participation rate | 98.5% | 75.8%+22.7pp | 82.4%+16.0pp | 68.9%+29.5pp |
| Annual return | 15.25% | 26.89%-11.6pp | 80.50%-65.3pp | 26.06%-10.8pp |
| Employer contribution / active EE | $6,738 | $3,371+99.9% | $4,624+45.7% | $2,596+159.5% |
| Participant deferral / active EE | $9,782 | $6,525+49.9% | $8,004+22.2% | $4,274+128.9% |
| Admin fee / account holder | $3,126 | $8,287-62.3% | $14,398-78.3% | $7,775-59.8% |