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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,958 | $76,519+17.6% | $56,025+60.6% | $145,897-38.3% |
| Participation rate | 21.1% | 63.2%-42.2pp | 52.5%-31.5pp | 80.3%-59.3pp |
| Annual return | 14.51% | 3017.03%-3002.5pp | 1712.69%-1698.2pp | 552.29%-537.8pp |
| Employer contribution / active EE | $558 | $1,383-59.7% | $1,042-46.4% | $4,663-88.0% |
| Participant deferral / active EE | $3,192 | $2,624+21.6% | $1,955+63.3% | $6,689-52.3% |
| Admin fee / account holder | $3,845 | $3,331+15.4% | $2,828+36.0% | $13,390-71.3% |