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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,642 | $100,279-26.6% | $81,353-9.5% | $145,884-49.5% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 9.62% | 34.49%-24.9pp | 24.82%-15.2pp | 551.85%-542.2pp |
| Employer contribution / active EE | $5,129 | $2,979+72.1% | $2,464+108.1% | $4,662+10.0% |
| Participant deferral / active EE | $5,529 | $4,611+19.9% | $3,885+42.3% | $6,690-17.4% |
| Admin fee / account holder | $3,640 | $8,206-55.7% | $5,766-36.9% | $13,392-72.8% |