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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,392 | $70,366+220.3% | $66,674+238.1% | $138,895+62.3% |
| Participation rate | 60.0% | 76.2%-16.2pp | 73.7%-13.7pp | 79.9%-19.9pp |
| Annual return | 16.93% | 386.41%-369.5pp | 321.24%-304.3pp | 145.39%-128.5pp |
| Employer contribution / active EE | $7,813 | $2,765+182.6% | $2,620+198.2% | $4,194+86.3% |
| Participant deferral / active EE | $7,117 | $4,374+62.7% | $4,084+74.3% | $6,396+11.3% |
| Admin fee / account holder | $2,238 | $5,262-57.5% | $5,098-56.1% | $12,562-82.2% |