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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,732 | $88,778+165.5% | $81,844+188.0% | $145,884+61.6% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 15.14% | 1033.03%-1017.9pp | 778.87%-763.7pp | 551.85%-536.7pp |
| Employer contribution / active EE | $4,873 | $3,087+57.9% | $2,916+67.1% | $4,662+4.5% |
| Participant deferral / active EE | $5,675 | $4,648+22.1% | $4,323+31.3% | $6,690-15.2% |
| Admin fee / account holder | $2,544 | $8,430-69.8% | $7,355-65.4% | $13,392-81.0% |