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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,711 | $183,592-28.8% | $155,567-16.0% | $145,959-10.4% |
| Participation rate | 83.3% | 82.7%+0.7pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 17.71% | 61.24%-43.5pp | 64.74%-47.0pp | 561.95%-544.2pp |
| Employer contribution / active EE | $2,892 | $5,315-45.6% | $4,674-38.1% | $4,661-38.0% |
| Participant deferral / active EE | $6,933 | $6,464+7.3% | $5,628+23.2% | $6,689+3.7% |
| Admin fee / account holder | $1,799 | $19,318-90.7% | $15,916-88.7% | $13,398-86.6% |