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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,307 | $124,980-89.4% | $108,359-87.7% | $154,746-91.4% |
| Participation rate | 66.7% | 75.2%-8.5pp | 70.1%-3.5pp | 80.7%-14.0pp |
| Annual return | 23.69% | 45.00%-21.3pp | 36.89%-13.2pp | 172.34%-148.6pp |
| Employer contribution / active EE | $1,001 | $2,851-64.9% | $2,399-58.3% | $4,379-77.1% |
| Participant deferral / active EE | $3,637 | $4,743-23.3% | $4,137-12.1% | $6,730-46.0% |
| Admin fee / account holder | $128 | $11,502-98.9% | $9,741-98.7% | $14,365-99.1% |