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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,270 | $124,980-91.8% | $108,359-90.5% | $154,746-93.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 20.24% | 45.00%-24.8pp | 36.89%-16.6pp | 172.34%-152.1pp |
| Employer contribution / active EE | $1,462 | $2,851-48.7% | $2,399-39.1% | $4,379-66.6% |
| Participant deferral / active EE | $2,444 | $4,743-48.5% | $4,137-40.9% | $6,730-63.7% |
| Admin fee / account holder | $694 | $11,502-94.0% | $9,741-92.9% | $14,365-95.2% |