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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,391 | $95,453-43.0% | $112,040-51.5% | $82,448-34.0% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 22.46% | 23.92%-1.5pp | 24.52%-2.1pp | 41.64%-19.2pp |
| Employer contribution / active EE | $5,991 | $2,318+158.5% | $2,954+102.8% | $2,551+134.9% |
| Participant deferral / active EE | $13,860 | $4,224+228.1% | $5,098+171.9% | $4,139+234.8% |
| Admin fee / account holder | $899 | $9,013-90.0% | $12,098-92.6% | $7,234-87.6% |