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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,401 | $86,949-20.2% | $102,460-32.3% | $80,959-14.3% |
| Participation rate | 98.5% | 72.4%+26.1pp | 76.5%+22.0pp | 67.7%+30.8pp |
| Annual return | 17.36% | 18.89%-1.5pp | 29.47%-12.1pp | 35.67%-18.3pp |
| Employer contribution / active EE | $2,515 | $2,370+6.1% | $3,025-16.9% | $2,757-8.8% |
| Participant deferral / active EE | $6,365 | $4,121+54.5% | $5,056+25.9% | $4,300+48.0% |
| Admin fee / account holder | $5,179 | $8,048-35.7% | $9,460-45.3% | $6,925-25.2% |