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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,504 | $172,111-24.8% | $150,298-13.8% | $137,256-5.6% |
| Participation rate | 0.0% | 81.7%-81.7pp | 77.8%-77.8pp | 80.0%-80.0pp |
| Annual return | 14.41% | 69.37%-55.0pp | 62.79%-48.4pp | 220.34%-205.9pp |
| Employer contribution / active EE | $18,098 | $4,636+290.4% | $4,154+335.7% | $4,156+335.5% |
| Participant deferral / active EE | $17,347 | $6,166+181.3% | $5,453+218.1% | $6,407+170.8% |
| Admin fee / account holder | $8,449 | $16,471-48.7% | $14,116-40.1% | $12,270-31.1% |