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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,596 | $154,228-38.0% | $145,433-34.3% | $137,256-30.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 28.72% | 74.59%-45.9pp | 66.58%-37.9pp | 220.34%-191.6pp |
| Employer contribution / active EE | $21,553 | $4,804+348.6% | $4,554+373.2% | $4,156+418.6% |
| Participant deferral / active EE | $13,800 | $8,216+68.0% | $7,897+74.7% | $6,407+115.4% |
| Admin fee / account holder | $868 | $14,344-93.9% | $13,129-93.4% | $12,270-92.9% |