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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,018 | $156,398-91.7% | $147,318-91.2% | $138,895-90.6% |
| Participation rate | 71.4% | 83.8%-12.3pp | 82.1%-10.6pp | 79.9%-8.5pp |
| Annual return | 24.95% | 78.75%-53.8pp | 70.43%-45.5pp | 145.39%-120.4pp |
| Employer contribution / active EE | $1,453 | $4,853-70.1% | $4,593-68.4% | $4,194-65.4% |
| Participant deferral / active EE | $2,711 | $8,237-67.1% | $7,906-65.7% | $6,396-57.6% |
| Admin fee / account holder | $2,424 | $14,976-83.8% | $13,708-82.3% | $12,562-80.7% |