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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,159 | $134,817-95.4% | $123,973-95.0% | $155,188-96.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 23.77% | 515.49%-491.7pp | 388.13%-364.4pp | 148.84%-125.1pp |
| Employer contribution / active EE | $1,490 | $4,425-66.3% | $4,126-63.9% | $4,248-64.9% |
| Participant deferral / active EE | $1,668 | $5,706-70.8% | $5,247-68.2% | $6,531-74.5% |
| Admin fee / account holder | $323 | $13,245-97.6% | $11,799-97.3% | $14,480-97.8% |