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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,872 | $76,785-81.9% | $56,441-75.4% | $145,959-90.5% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 15.64% | 3000.51%-2984.9pp | 1704.21%-1688.6pp | 561.95%-546.3pp |
| Employer contribution / active EE | $899 | $1,381-34.9% | $1,039-13.5% | $4,661-80.7% |
| Participant deferral / active EE | $4,076 | $2,624+55.4% | $1,953+108.7% | $6,689-39.1% |
| Admin fee / account holder | $1,189 | $3,334-64.3% | $2,829-58.0% | $13,398-91.1% |